Foreclosure Lawyers With Offices In Augusta, Dublin And Statesboro
When you are struggling to keep up with your mortgage payments and facing the possibility of losing your home to foreclosure, don’t feel like you have no other option but to let the bank take it from you. Filing for bankruptcy stops all collection activity, including foreclosures. Filing for bankruptcy can give you the time you need to get your life in order and develop a plan to get back on the right financial path.
At the law firm of Claeys, McElroy-Magruder & Kitchens, we dedicate our practice to helping people obtain the debt relief they need. We understand how devastating it can be to face the prospect of losing your home. Our Augusta foreclosure attorneys are committed to working with you to find a solution that allows you to keep your home and take back control of your finances.
How Chapter 13 Bankruptcy Can Save Your Home
Under a Chapter 13 bankruptcy, you can obtain immediate relief from your past due mortgage payments. In Chapter 13, you can repay all your mortgage arrearages along with the other debts included in your bankruptcy as part of your court-approved repayment plan. By consolidating your debts into a Chapter 13, you will be in a much better position to make your regular mortgage payments going forward.
When you choose our firm, we will take the time to explain the entire process and how bankruptcy can help you beyond saving your home. We will be there with you at every step, working hard to ensure that everything goes smoothly and that your interests are protected at all times. Owning a home, in many ways, is the embodiment of the American dream. We will do everything we can to see that your dreams are not lost. On the other hand, if your dreams have changed and you want to sell your home, we can help you do that too.
Home Affordable Modification Program (HAMP)
HAMP is a government-sponsored program that provides incentives to participating lenders who work with homeowners to modify their mortgages. Not all mortgages are eligible for HAMP, and there are a number of criteria that must be met in order to qualify. We will work with you to determine if your loan is eligible for HAMP and walk you through the process from start to finish. As a general rule, the goal of HAMP is to get your mortgage payment to an amount that is less than 31 percent of your gross monthly income.
Compassionate Mortgage Foreclosure Attorneys With Offices In Augusta, Dublin And Statesboro
Contact our office today to schedule a free consultation about your foreclosure questions with a respected Georgia lawyer. We have offices in Augusta, Dublin and Statesboro as well as a mobile office to serve you. We are available during regular business hours and by appointment evenings and weekends.
Call One Of Our Three Convenient Georgia Offices
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code