Bankruptcy And Getting Divorced In Georgia
Many people are surprised to learn that divorce contributes to a significant percentage of bankruptcies nationwide. In many cases, a married couple makes enough money together to support one household. Once the spouses divorce and the marital debts are divided, there frequently is not enough money to support two.
If you are divorced and in need of debt relief assistance, it is important that you seek the advice of an experienced Georgia bankruptcy attorney who can help you understand your rights and options. At the law firm of Claeys, McElroy-Magruder & Kitchens, we provide sound advice to couples who are considering bankruptcy and getting divorced. In Augusta, Dublin and Statesboro, Georgia, and the surrounding areas, we help our clients navigate the most complex debt relief issues.
Dischargeable And Nondischargeable Debt After A Divorce
If you have already been through a divorce, the most important thing to understand is which debts can and cannot be discharged in a bankruptcy. If you have been ordered to pay child or spousal support, you cannot discharge these debts in a bankruptcy.
If you have been ordered to pay a marital debt such as a credit card in the divorce, it may be possible for the debt to be discharged in a Chapter 13 bankruptcy. It is important to note, however, that the creditor has the right to pursue collection action against your former spouse. If you are struggling to pay a debt that was ordered as part of a divorce settlement, we can review your divorce order and settlement agreement and work to identify the debt relief option that best accommodates your needs.
Filing Jointly Prior To Divorce
In many cases, it can be most beneficial for spouses to file a joint bankruptcy petition prior to the divorce. By doing so, we can help couples eliminate much of the marital debt that would otherwise be divided between the spouses as part of the property settlement. In addition, filing jointly rather than individually can save you money since there is only one filing fee instead of two.
Compassionate Individual Bankruptcy Attorneys With Offices In Augusta, Dublin And Statesboro
We have offices in Augusta, Dublin and Statesboro as well as a mobile office to serve you. Contact our law firm today to discuss your divorce-related bankruptcy questions with a lawyer. We are available during regular business hours and by appointment evenings and weekends.
Call One Of Our Three Convenient Georgia Offices
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.