Stop Creditor Harassment Lawyers With Offices In Augusta, Dublin And Statesboro
One of the greatest benefits our clients report after filing for bankruptcy is the end of the harassing phone calls and letters. This is all thanks to a provision in the bankruptcy code called the automatic stay. According to the law, once a creditor has been notified of a bankruptcy filing, it is required to halt all collection activity, including phone calls, letters, garnishments, foreclosures, repossessions and lawsuits.
At the law firm of Claeys, McElroy-Magruder & Kitchens, we are dedicated to helping the people of Georgia find sound debt relief solutions that give them the fresh start they deserve. Our Augusta attorneys can stop creditor harassment through Chapter 7 and Chapter 13 bankruptcy filings.
How Long Before The Debt Collectors Quit Calling?
This is one of the questions we most frequently receive from our clients after filing their bankruptcy petitions. Unfortunately, there is no precise answer. Once your petition has been filed, a notice is sent out to all the creditors whose debts were included in your bankruptcy. Upon receipt of that notice, the creditor is required to stop collections. This process typically takes around two weeks. If you receive calls in the days immediately after your filing, you can give the creditor your bankruptcy case number, and it will have the same effect as the written notice.
If creditors continue to call even after being notified, you need to let our office know. We will explain to them that we are handling your bankruptcy and that any questions regarding the debt they are attempting to collect should be directed to us. If they continue to harass you, we will pursue every available option in an effort to ensure compliance with the automatic stay.
The Right Attorneys To Stop Creditor Calls — Offices In Augusta, Dublin And Statesboro
Contact our office today to schedule a free consultation about your creditor harassment concerns with a respected Georgia lawyer. We have offices in Augusta, Dublin and Statesboro as well as a mobile office to serve you. We are available during regular business hours and by appointment evenings and weekends.
Call One Of Our Three Convenient Georgia Offices
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.